April 2025 ~ Spring Design & Market Insights
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Spring is the perfect time for a fresh start, and this month I’m excited to share ideas to help you revamp your kitchen cabinets, spruce up your small outdoor space, and strike the perfect balance between retro charm and modern style. Plus, in honor of Fair Housing, I’m reflecting on its importance in our community and providing the latest real estate market report to keep you informed. As your local real estate professional, I’m always here to help you navigate the ever-changing market and make the most of your home — whether you’re redesigning or ready to make a move!
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National Stories |
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Real Estate Updates | Area Reports | February 2025
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Whether you are making home improvements for your own living space or preparing your property for sale, I can assist you. I can also introduce you to RealVitalize®, our program that provides home sellers with home improvement resources during the listing period, with no upfront costs or interest fees. I am here to help.CONTACT ANNETTELet’s start working together! Annette Dammeyer, REALTOR®, ABR®, AHWD® Coldwell Banker Realty 901 E Las Olas Blvd STE 101, Fort Lauderdale, FL 33301 808.747.3686 SL 3535792 |
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Q: What is HOPA? A: Housing for Older Persons Act
The Fair Housing Act prohibits discrimination because of race, color, national origin, religion, sex, disability or familial status (families with children under the age of 18; pregnant women and people in the process of obtaining custody of children under 18, or persons with written permission of the parent or legal guardian). However, it contains a limited exemption from the familial status prohibitions for housing for older persons.
What Are the Fair Housing Act’s “Housing for Older Persons” Exemptions?
The Fair Housing Act specifically exempts three types of housing for older persons from liability for familial status discrimination. Such exempt housing facilities or communities can lawfully refuse to sell or rent dwellings to families with minor children only if they qualify for the exemption. In order to qualify for the “housing for older persons” exemption, a facility or community must comply with all the requirements of the exemption.
The Housing for Older Persons exemptions apply to the following housing:
- Provided under any state or federal program that the Secretary of HUD has determined to be specifically designed and operated to assist elderly persons (as defined in the state or federal program);
- Intended for, and solely occupied by persons 62 years of age or older; or
- Intended and operated for occupancy by persons 55 years of age or older.
The 55 or older exemption is the most common of the three.
How to Qualify for the “55 or Older” Exemption
In order to qualify for the “55 or older” housing exemption, a facility or community must satisfy each of the following requirements:
- At least 80 percent of the units must have at least one occupant who is 55 years of age or older; and
- The facility or community must publish and adhere to policies and procedures that demonstrate the intent to operate as “55 or older” housing; and
- The facility or community must comply with HUD’s regulatory requirements for age verification of residents.
The “housing for older persons” exemption does not protect such housing facilities or communities from liability for housing discrimination because of race, color, religion, sex, disability, or national origin.
File a Complaint
If you think your fair housing rights have been violated, you may file a complaint with HUD or contact your local FHEO office.
Additional Resources
Article and Information Courtesy of US Department of Housing and Urban Development
If you are looking for a property that is approved for HOPA, contact me today. I can search for that perfect property to suit your needs.
Annette Dammeyer, REALTOR
Coldwell Banker Realty
901 E Las Olas Blvd STE 101
Fort Lauderdale, FL 33301
808.747.3686
SL 3535792







